SMARDEX P2P Lending
Total Value Locked$7,665
TVL by Chain
Ethereum$7,655
Polygon$10
Arbitrum$0
Base$0
BSC$0
Key Metrics
Fees (Annualized)$0
Fees 30d$0
Fees 7d$0
Fees 24h$0
Cumulative Fees$4,280
Revenue (Annualized)$0
Revenue 30d$0
Revenue 7d$0
Revenue 24h$0
Cumulative Revenue$8
Borrowed$236,980
Protocol Information
P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized
Category:Lending
Methodology
TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHubIncome Statement for SMARDEX P2P Lending
| Q4 2025* | Q3 2025 | Q2 2025 | |
|---|---|---|---|
| Fees | $2,188 | $1,965 | $127 |
| Revenue | $0 | $0 | $8 |
| Earnings | $0 | $0 | $8 |