InformationTVLFees and Revenue

SMARDEX P2P Lending

Total Value Locked217.49 ETH

TVL by Chain

Ethereum217.49 ETH

Key Metrics

Fees (Annualized)3.67 ETH

Fees 30d0.3 ETH

Fees 7d0 ETH

Fees 24h0 ETH

Cumulative Fees0.33 ETH

Revenue (Annualized)0 ETH

Revenue 30d0 ETH

Revenue 7d0 ETH

Revenue 24h0 ETH

Cumulative Revenue0.0022 ETH

Borrowed35.48 ETH

Protocol Information

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

Category:Lending

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Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHub

Competitors

AAVE V3 ($33.564b)Morpho Blue ($5.745b)SparkLend ($4.497b)Compound V3 ($2.284b)Venus Core Pool ($1.854b)Maple ($1.817b)Fluid Lending ($1.246b)Euler V2 ($1.118b)Compound V2 ($557.32m)AAVE V2 ($321.78m)

Income Statement for SMARDEX P2P Lending

Q3 2025*Q2 2025
Fees$1,118$127
Revenue$0$8
Earnings$0$8