InformationTVLFees and Revenue

SMARDEX P2P Lending

Total Value Locked$793,325

TVL by Chain

Ethereum$793,325

Key Metrics

Fees (Annualized)$13,640

Fees 30d$1,118

Fees 7d$0

Fees 24h$0

Cumulative Fees$1,245

Revenue (Annualized)$0

Revenue 30d$0

Revenue 7d$0

Revenue 24h$0

Cumulative Revenue$8

Borrowed$132,896

Protocol Information

P2P Lending is a simple on-chain lending and borrowing protocol for ERC20 tokens on Ethereum. It uses a fixed-term loan model with upfront collateral to avoid liquidation risks. Borrowers create loan proposals directly on-chain, and lenders can choose to accept them—no off-chain signatures or processes are required, making the system fully decentralized

Category:Lending

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Methodology

TVL: Total value of all coins held in the smart contracts of the protocolView code on GitHubFees: Protocol fees are given by interests paid in credit Tokens by Borrowers to Lenders, cumulated with the amount of SDEX burned at Proposal creation.View code on GitHubRevenue: Protocol revenue is the total amount of SDEX burned at each new Proposal creation.View code on GitHub

Competitors

AAVE V3 ($33.984b)Morpho Blue ($5.787b)SparkLend ($4.438b)Compound V3 ($2.336b)Venus Core Pool ($1.824b)Maple ($1.747b)Fluid Lending ($1.252b)Euler V2 ($1.081b)Compound V2 ($551.1m)AAVE V2 ($320.32m)

Income Statement for SMARDEX P2P Lending

Q3 2025*Q2 2025
Fees$1,118$127
Revenue$0$8
Earnings$0$8